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About Us


Bank History

 
Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation. The new corporation, under the name of The Peoples Bank Co. operated as an Ohio state chartered bank with capital stock of $25,000. The Peoples Bank Company continues to operate as an independent community bank today under the subsidiary of The Peoples Holding Co. The bank's commitment to serving the needs of the communities it serves has enabled it to grow to over 240 million in assets and it has over 75 employees. The following are some of the bank's historical highlights.
 

1952

Bank moved to new facility located at 112 W. Main Street in Coldwater
 

1965

Drive up location was built at 405 W. North Street in Coldwater
 

1975

Bank purchased building located at 114 W. Main Street in Coldwater. Upon completion of remodeling, the two buildings were connected as one and the loan center was moved into the new location
 

1978

Bank opened office located at the corner of Washington and Main Streets in Burkettsville
 

1986

Bank opened an office at 309 W. Logan Street in Celina
 

1991

ATM installed at the Coldwater Mall
 

1993

Bank opened an office at 818 E. Wayne Street in Celina
 

1995

Established a lease partnership with Financial Concepts Inc. so our customers would have financial planning services available to them.
 

1997

Extensively remodeled our main office located at 112-114 W. Main Street in Coldwater. Opened an office at a temporary location in Rockford, Ohio. that will be used until a more permanent office is constructed
 

1998

The Peoples Bank Co. formed The Peoples Holding Co. and the bank became a subsidiary of this holding company. This was done for financial purposes only. The Peoples Bank Co. remained an independent community bank and the management and philosophy of the bank were not changed.
 

1999

Full Service ATM installed at our office located at 309 W. Logan Street in Celina, and a Cash Dispense ATM was installed at Windy Point Carry Out in Montezuma
 

2000

Full Service ATM installed at our office located at 11 E. Main Street in Burkettsville
 

2001

Bank opened its newly constructed office located at 100 N. Main Street in Rockford
 

2002

Switched from MAC to STAR ATM network and expanded our network by adding a cash machine at Bolton Motor Inn.
 

2003

Started up internet banking and redesigned our web site at www.pbcbank.com Purchased a lot in St. Marys at the corner of Kishler Street and St. Rt. 29 so that we can begin construction of a new office in 2004. Also purchased a lot west of our North St. Office in Coldwater for possible future expansion.
 

2004

We expanded our ATM service by adding cash dispense machines at the Chief Supermarkets in Celina and St. Marys. Began construction of a new office to be located at 1510 Kishler St., St. Marys, Ohio.
 

2005

Opened our newly constructed office located at 1510 Kishler St. in St. Marys. We celebrated our 100th anniversary from April-November with a moving display and special activities taking place each month at the office that was hosting the display.
 

Today

The Peoples Bank Co. continues to operate as an independent community bank. We take pride in the quality of our services, the friendliness and professionalism of our staff, and our progressive and personable approach to providing financial services. We are constantly looking for ways that we can better serve our customers personally and through technological advances. Please feel free to contact us if you have any suggestions. We always enjoy hearing from our customers
 
 
Mission Statement

 
The mission of this company is to provide its owners with the maximum return possible while meeting the following objectives:
  • To remain a locally-controlled community bank so we may actively respond to the needs of the communities we serve.
  • To deliver our services to our customers in a friendly, professional, and confidential atmosphere. We will always respect our customers needs and we will not make decisions without considering the impact such decisions will have on our customers.
  • To create and provide quality financial products and services that meet the changing needs of the communities we serve.
  • To provide a stimulating and challenging work environment which encourages, develops, and rewards excellence.
  • To be a responsible citizen and a business leader of the community. We will encourage our employees to be active participants in community and civic organizations.



 
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