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Home Equity Loans

Your home could be loaded with cash! A home equity loan is a convenient way to get your hands on that cash.
  • Easy way to finance home improvements, the purchase of a new car, college education expenses ...
  • Extra cash whenever you need it by simply making a phone call or writing a check
  • Tax savings because the interest you pay may be tax deductible. Consult your tax advisor for details
  • Lower interest rate than many other types of financing
  • Low monthly payment based on your account balance so a lower balance = lower monthly payments

 

 

 
Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
 
What this means for you

 
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
 
Some reasons why you should get your loan from The Peoples Bank Co.

  • We are a community bank so all the loan decisions are made here by people who know you and your community.
  • Quick approval and closings. You are driving your new car or moving into your new home while others are still waiting for the bank to call them back.
  • County records show we are consistently one of Mercer County’s leaders in real estate lending.
  • Lower closing costs than many of our competitors.
  • Complete line of loan services plus the expertise to help you decide which option is best for you.



 
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