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Mortgage Loans

Your dream home can become a reality with a little help from us. We have all the loan options and we will help you decide which one is best for you.
  • Fixed rate loans
  • Variable rate loans with a fixed rate for 1,3, or 5 years
  • Home construction loans
  • Home Buyers Assistance (HBA) with down payments at low as 5%.
  • Lower closing costs than many of our competitors
  • Quick approval and closings. Our goal is to approve your loan within 7 days and to close as soon as possible.
  • Long repayment terms
  • Bi-weekly payment option could save you thousands of dollars in interest!
  • We service all our loans which means we approve and close your loan, we keep your information here, and you make your payments to us!

 

 

 
Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
 
What this means for you

 
When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
 
Some reasons why you should get your loan from The Peoples Bank Co.

  • We are a community bank so all the loan decisions are made here by people who know you and your community.
  • Quick approval and closings. You are driving your new car or moving into your new home while others are still waiting for the bank to call them back.
  • County records show we are consistently one of Mercer County’s leaders in real estate lending.
  • Lower closing costs than many of our competitors.
  • Complete line of loan services plus the expertise to help you decide which option is best for you.

 
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