Providing the flexibility your business needs.

This is an excellent way to finance short term operating expenses and manage cash flow. It can save you time and money and give you the flexibility you need to effectively manage your business.

  • Unlimited number of advances
  • Convenient to use because advances can be made in person, by telephone or online banking
  • One year term with annual renewal and reviews by an experienced loan officer
  • Quick approval and closing
  • Variable interest rate tied to prime rate guarantees you a competitive rate
  • Secured & unsecured lines offered
  • Accrued interest can be due monthly, quarterly, or semi-annually; whichever one works best for your budget
  • Sweep account option available through a business checking account




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Why trust us to manage your loans?

  • We are a community bank so all the loan decisions are made here by people who know you and your community.
  • We are able to respond quickly to the changing needs of our customers
  • Quick approval and closings. Your business is growing while others may still be waiting for their bank to call them back.
  • County records show we are consistently one of Mercer County's leaders in loan financing.
  • Lower closing costs than many of our competitors.
  • Complete line of loan products and services plus the expertise to help you decide which option is best for you.

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