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Online Banking

Loans and Credit

E-statements Mortgages Online Banking
Business _revolving Line Of Credit

Revolving Lines of Credit

This is an excellent way to finance short term operating expenses and manage cash flow. It can save you time and money and give you the flexibility you need to effectively manage your business.

  • Unlimited number of advances
  • Convenient to use because advances can be made in person, by telephone or online banking
  • One year term with annual renewal and reviews by an experienced loan officer
  • Quick approval and closing
  • Variable interest rate tied to prime rate guarantees you a competitive rate
  • Secured & unsecured lines offered
  • Accrued interest can be due monthly, quarterly, or semi-annually; whichever one works best for your budget
  • Sweep account option available through a business checking account

Some reasons why you should get your loan from The Peoples Bank Co.

  • We are a community bank so all the loan decisions are made here by people who know you and your community.
  • We are able to respond quickly to the changing needs of our customers
  • Quick approval and closings. Your business is growing while others may still be waiting for their bank to call them back.
  • County records show we are consistently one of Mercer County's leaders in loan financing.
  • Lower closing costs than many of our competitors.
  • Complete line of loan products and services plus the expertise to help you decide which option is best for you.

Important About Procedures for Opening a New Account 

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who open an account.

What this means for you

When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.  We will ask to see your driver's license, business resolution or other identifying documents.