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You may qualify for up to a $5,000 Down Payment Grant 

Sponsored by The Peoples Bank Co. and the Federal Home Loan Bank of Cincinnati

This is a limited time offer and restriction do apply.

Household Income Limits

1-2 Person Households

County Income Limits
Mercer  $58,480
Darke $59,120
Auglaize  $59,120
Van Wert $59,120

3+ Person Households

County Income Limits
Mercer $67,252
Darke $67,988
Auglaize  $67,988
Van Wert $67,988

Household Income Limits

The total income for all occupants must be at or below 80% of the Mortgage Revenue Bond limit for the county and stat where the property is located.  Figures above are to be used for estimate purposes only.  The bank will calculate income based on documents requested at the time of application.  Composition of household includes all persons residing in the home, regardless of age or income.

Available funds are on a first-come, first-serve basis beginning March 1, 2021.

Homebuyers must contribute at least $2,500 of their own funds towards down payment and/or closing costs.

Applicants do not have to be first-time homebuyers.  However, all first-time homebuyers are required to complete a homeownership counseling program provided by The Peoples Bank Co.

Funds are intended only for homebuyers who qualify for the first mortgage based on their own merit.  Co-signers and co-borrowers are not allowed unless they will occupy the home as their primary residence and their incomes are included in determining eligibility.

More information will be provided during inquiring.